NSW Stamp Duty Calculator 2026–27

Estimate transfer duty (stamp duty) on residential property in New South Wales, using the 2026–27 rates (contracts from 1 July 2026), first home buyer concessions and the foreign purchaser surcharge.

Please note: Estimate only, based on official rates checked 29 October 2026. General information, not advice. Your state revenue office calculates the actual duty.

Include GST. One buyer, whole property, residential land.
How will you use the property?
Are you a foreign person?Not an Australian citizen or permanent resident (includes most temporary visa holders).
First home buyer?
Property type

Your estimate will appear here.

All states calculator · Other states: NSW · VIC · QLD · WA · SA · TAS · ACT · NT

How this is calculated

Duty is worked out from the state revenue office rate table, then any first home or owner-occupier concession you qualify for is applied, and foreign buyer surcharge is added. It assumes one buyer (or all buyers in the same position) buying the whole property; multiple buyers, part shares, mixed-use land, off-the-plan and seniors concessions are not covered.

Buying an investment property? Read how negative gearing and CGT changes may affect you, and let us look after your rental property tax return.

Frequently asked questions

How much stamp duty do first home buyers pay in NSW?

Under the First Home Buyers Assistance Scheme there is no transfer duty on a home up to $800,000 and reduced duty up to $1,000,000. For vacant land the limits are $350,000 and $450,000. You must meet the eligibility and residence rules.

Do foreign buyers pay extra stamp duty in NSW?

Yes. Foreign persons pay surcharge purchaser duty of 9% of the value of residential land, on top of normal transfer duty.

Is stamp duty tax deductible on an investment property?

Stamp duty on buying a rental property is generally not an immediate tax deduction. It usually forms part of the property’s cost base, which reduces capital gain when you sell.

Buying a property? Talk to an accountant

We help property buyers and investors with tax returns, rental property deductions and structure questions.

Send us your detailsCall (07) 3219 3252Contact us

Sunnybank office: by appointment only — call (07) 3219 3252 to book. Clients anywhere in Australia can be served by phone, email or online.

Rates checked 29 October 2026. Official sources: Revenue NSW